alta

基本解释

Borrowers once served by Federal Housing Administration loans turned to subprime and alt A mortgages.
曾经由联邦住房管理局提供贷款的人们，转而申请“次级”和“次优”贷款。
Of particular concern are “Alt-A” mortgages, offered to borrowers sandwiched between subprime and prime.
其中最让人担心的是所谓的次优按揭贷款，这种产品针对那些信贷状况在次级抵押贷款（subprime mortgage）和优惠抵押贷款（prime mortgage）所规定的标准之间。
But house prices have fallen so steeply that perhaps half of all Alt-A borrowers are in negative equity; for many, walking away may seem the best option.
但住房价格下跌之深，可能使约半数的次优按揭贷款人士变成了负资产。对他们而言，一走了之可能是最好的选择。

Alt A loans are somewhat in-between prime and subprime mortgages on the risk scale.
NPR: Mortgage Crisis Spreads To Conventional Loans
They consistently rated shares in securitized pools of mortgages, even subprime and Alt A mortgages, as AAA, causing the downfall of major financial institutions.
FORBES: Media Parrot Obama Financial Crisis Campaign Propaganda
First, new foreclosures are still coming in huge numbers, thanks to record levels of negative equity (around one in five homeowners with a mortgage), and Alt-A mortgage resets still haven't peaked.
FORBES